Moderator Emeritus
Posts: 11,024
Registered: ‎12-30-2011
Re: AmEx CLI and FICO Score Accuracy?

android01 wrote:

It's my hope that FICO and Experian kiss and make up for whatever differences they have so we can get all 3 of our FICO scores here again.....:smileyhappy:

Me too actually, and I'd love an update of TU98 -> TU04 for that matter while I'm wishing.


As for Amex, not only was it likely Experian, I strongly suspect they use either FICO '08 and/or Bankcard-enhanced as well.  Waiting to see my own score whenever they send me my recently approved BCP, as the approval was way out of line for the scores which I have here.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)

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