Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
Re: AmEx CLI and FICO Score Accuracy?

youngandcreditwrthy wrote:
Yeah... Pretty sure they use that FICO 08. My Amex BCE approval was based on a 696 TU 08 FICO that matched my Walmart FICO!

Out of curiosity, were they pulled with the same balance and payment history reported, i.e. close enough together for there to be no disparity in the reports on any of the tradelines?

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)

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