01-22-2013 08:36 PM
Last week, I checked on citicards website to see if I am prequalified for any thing. It said I wasnt prequalified for anything, but recommended to apply for Thank you preferred card.
I checked my mail today and got 3 prequalified offers:
1. Thank you Preferred card, 0 apr for 12 months and 14.99 after that. 7500 bonus points after spending $500 in the first 3 months
2. Citi Simplicity card, 0 apr for 12 months and 12.99 after that.
3. Citi Platinum select/AAdvantage World Master card. 35,000AA bonus points after making 1500 in purchases in first 3 months. APR15.24. AF $95.
I am not familiar with Citicards. Are any of the cards above worth considering. what kind of credit is required? what does citi pull and what are the starting CLIs like?
Any thoughts would be appreciated.
Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750
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