Guys, my 61 day is coming up in about a week, but my FICO is currently 730, which is 25 points lower than when I applied, and I did not PIF my first month (I have a BCP with 0% for 12 months), but just PIFed everything after I got my second statement. You think I should apply or wait one more month for my scores to go up and for Amex to see me PIF one more time? I know they get annoyed when you don't PIF, esp my first month, I'm thinking they may deny me... Any advice is appreciated.