Re: Getting approved for Chase Hyatt Visa?[ Edited ]
01-23-2013 10:27 PM - edited 01-23-2013 10:30 PM
Well it sounds like the Chase Marriott might actually be a better card after some research. I fear not being approved for either though.
The issue here isn't with your overall credit profile, since Chase has already given you 2 cards. It's just that lenders often don't want to give too many new accounts to someone in such a short amount of time.
If you use the cards that you have regularly and always PIF, you have a good chance to get a 3rd Chase card in another 3-6 months. Internal scoring and usage plays an important role in how Chase evaluates existing cardholders who apply for additional credit.
I actually think the Hyatt card is the overall better product, but if you're heavily invested in Marriott (as I am currently) or if Marriott fits your travel patterns better, then you should go with that instead.
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL