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ssmith891 wrote:

Well it sounds like the Chase Marriott might actually be a better card after some research. I fear not being approved for either though.

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The issue here isn't with your overall credit profile, since Chase has already given you 2 cards. It's just that lenders often don't want to give too many new accounts to someone in such a short amount of time.

If you use the cards that you have regularly and always PIF, you have a good chance to get a 3rd Chase card in another 3-6 months. Internal scoring and usage plays an important role in how Chase evaluates existing cardholders who apply for additional credit.

I actually think the Hyatt card is the overall better product, but if you're heavily invested in Marriott (as I am currently) or if Marriott fits your travel patterns better, then you should go with that instead.