Re: Chase Freedom Recon experience
01-24-2013 08:05 AM
I called three times to get a potential recon for Chase. Each time I used the information they gave me for the decline to my advantage for the next call. The only reason I was ultimately denied was because of two new accounts in a short time period ( Amazon and Walmart ). Yet I sold myself by explaining how I pay in full each month AND my long standing credit history with Capital One. I was eventually reconsiderd because my history was good despite it not being at the age they wanted it to be. It also helped that my utilization was low and I showed no lates or baddies.
If it was the Amazon Credit card, those are backed by Chase. I don't think Chase likes two apps in a short period for thier cards, at least from what I've gathered here.
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) American Ex BCE 3,200 (12/11) Chase Saph Pref: 5,000 (5/12)