It was a store card. Both were store cards. While they are not credit cards, they were still considered accounts of some form. Eventually a rep decided to give me a chance based on my payment history and utlization.

Wallet: Capital One Platinum - $1000, Amazon - $1400, Walmart - $1000, Discover It - $1000, Chase Freedom - $500
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!