Established Contributor
jamie123
Posts: 907
Registered: ‎03-22-2012
Re: Should I try for Amex?

Sorry about the denial.

 

I think that you need to add at least 1 more credit card now though. I would suggest apping for a Walmart card. Your scores and history would give you a good chance of approval for that card. You have a very thin file and you need to start building it by having good credit report every month.

 

The Walmart card is serviced by GE and they are very generous with CLI over time and you get a free TU score every month after signing up for electronic billing.

 

The Cap1 card you have is a good starter card but they are terrible when it comes to CLI.



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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