Congrats on your approval! I just applied online for a Discover It card, and was approved. I requested a $2900 balance transfer myself, but have no idea what my credit limit was. I did this on the advice of a financial advisor. Hopefully, they'll transfer the whole amount... that would be ideal. I'd then have a zeroed Chase card. I'm relieved that so many of you like Discover. I had one back in college, but paid it off and left it unused until it eventually closed itself, I guess. Don't even have that card.
So my question for you is, did you call the CSR after applying and submitting online to find out? I was thinking if that's all it takes, I can give them a buzz. After paying off my small Target card with my tax return, I'll be able to pay off this balance by the end of the year (yay snowball paments!) I guess I can wait until the end of the week, but it's killing me to know how much I got!
Starting Score: 658
RedDragynLady wrote:Congrats on your approval! I just applied online for a Discover It card, and was approved. I requested a $2900 balance transfer myself, but have no idea what my credit limit was. I did this on the advicce of a financial advisor. Hopefully, they'll transfer the whole amount... that would be idea. I'd then have a zeroed Chase card. I'm relieved that so many of you like Discover. I had one back in college, but paid it off and left it unused until it eventually closed itself, I guess. Don't even have that card.
So my question for you is, did you call the CSR after applying and submitting online to find out? I was thinking if that's all it takes, I can give them a buzz. After paying off my small Target card with my tax return, I'll be able to pay off this balance by the end of the year (yay snowball paments!) I guess I can wait until the end of the week, but it's killing me to know how much I got!
Just call a few hours after the approval and they will be able to give your CL.
Congrats and welcome to the Discover Family!
09Lexie wrote:
RedDragynLady wrote:Congrats on your approval! I just applied online for a Discover It card, and was approved. I requested a $2900 balance transfer myself, but have no idea what my credit limit was. I did this on the advicce of a financial advisor. Hopefully, they'll transfer the whole amount... that would be idea. I'd then have a zeroed Chase card. I'm relieved that so many of you like Discover. I had one back in college, but paid it off and left it unused until it eventually closed itself, I guess. Don't even have that card.
So my question for you is, did you call the CSR after applying and submitting online to find out? I was thinking if that's all it takes, I can give them a buzz. After paying off my small Target card with my tax return, I'll be able to pay off this balance by the end of the year (yay snowball paments!) I guess I can wait until the end of the week, but it's killing me to know how much I got!
Just call a few hours after the approval and they will be able to give your CL.
Congrats and welcome to the Discover Family!
Awesome, thank you! Super fast answer. 
(I'm a dedicated myFico user; best money I have *ever* spent!)
RedDragynLady wrote:
09Lexie wrote:
RedDragynLady wrote:Congrats on your approval! I just applied online for a Discover It card, and was approved. I requested a $2900 balance transfer myself, but have no idea what my credit limit was. I did this on the advicce of a financial advisor. Hopefully, they'll transfer the whole amount... that would be idea. I'd then have a zeroed Chase card. I'm relieved that so many of you like Discover. I had one back in college, but paid it off and left it unused until it eventually closed itself, I guess. Don't even have that card.
So my question for you is, did you call the CSR after applying and submitting online to find out? I was thinking if that's all it takes, I can give them a buzz. After paying off my small Target card with my tax return, I'll be able to pay off this balance by the end of the year (yay snowball paments!) I guess I can wait until the end of the week, but it's killing me to know how much I got!
Just call a few hours after the approval and they will be able to give your CL.
Congrats and welcome to the Discover Family!
Awesome, thank you! Super fast answer.
You are welcome! 
Okay, I got ahold of them, and they told me my limit! It's 1500. That means about half my requested transfer will likely go through. (Original request, $2900. Assuming that the full 1500 goes, that would be 1500 on the 0% APR card, and around $1400 on the 19.24% card.
Mathematically speaking, what would be best:
1) Paying the minimum on the high interest card, and paying down the 0% APR first, then transferring the remaining balance on the high interest card over.
2) Paying the minimum on the 0% APR card, and paying down the high interest card, then snowball that over to the 0% APR card.
3) Other
