Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
Re: Pen Fed odds?

chnceit wrote:

newportguy wrote:

cmerriott wrote:

I joined pen fed over the weekend and went ahead and applied for the gas's really the only card out there left that I want and I don't have.  Anyways it went to LO review and is pending, and I am now having regrets, thinking maybe I wasn't ready yet. Lol...


My oldest acct was opened 14 yrs ago, AAoA is 3.3 yrs, 2 inquires in last year, no baddies, I have 3 new accounts opened up in the last year. My fico was a 759 when I applied. Looking for any input. 

Sorry to hear the bad news!!!  I think the 3 new account within the last year spooked them

Depending on when he opened like 3 new accounts in less than 6 months, but I dont see it being a problem where its 3 new accounts in a year span.


I would call and just find out why and try to recon. 

This does not apply with PenFed, they spook very easy. It's either that or Debt/Income ratio .

Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****