Established Contributor
Posts: 547
Registered: ‎10-22-2012
Planning app(s) for NON-reward cards

I'd like to add Discover IT to my mix sometime this summer but I am fairly content with the current  mix of cards I have (really want to upgrade my US Bank CC to cash+)


I am wanting to add cards that have lower rates/fees on things in the unfortunate even I get to the point where I cannot PIF.


Barclaycard Ring


-APR is Prime +4.75

-No Balance transfer/annual fee

-Cash advance fee is $1

-FTF 1%


DCU Platinum Visa


-APR 8.5%-18.00%

-No Balance Transfer/annual fee

-No cash advance fee

-FTF 2%



I had a C/O card from Navy when I was still in the service and left and was unaware of how credit worked.  Not sure if I can get back in with them or not.  Thoughts suggestions and comments are encouraged and welcomed.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $9,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $15,000