Anyone have a JCB (Japan Credit Bureau) card?
[ Edited ]01-30-2013 01:27 PM - edited 01-31-2013 05:45 PM
How do you like it? Do you get any reactions from people who don't know what it is? I can't app because I live in Texas. Here are the cards available in the USA:





For anyone who does not know the card can be used at over 5.5 million merchants in the USA that accept Discover card.
Re: Anyone have a JCB (Japan Credit Bureau) card?
01-30-2013 01:30 PM
Re: Anyone have a JCB (Japan Credit Bureau) card?
01-30-2013 02:57 PM
Yes, you can use your Discover card anywhere JCB is accepted.
With Discover's partnership with JCB (Japan) and UnionPay (China), and no foreign transaction fee, Discover is a pretty good travel card if you are planning to travel to Asia.
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
Re: Anyone have a JCB (Japan Credit Bureau) card?
01-30-2013 04:14 PM
★Earn up to 3% Cash Back Points*
Earn up to 3% cash back points on all purchases including spending at Marukai.
No limit on how much you can earn.
・Earn up to 1% cash back points* on first $1,000 yearly, and
・Earn up to 2% cash back points* on next $2,000 yearly, and
・Earn up to 3% cash back points* on over $3,000 yearly.
★Earn up to an additional $50 Bonus**
・ Earn additional $15 bonus** when you spend $1,000 or more yearly, or
・ Earn additional $50 bonus** when you spend $5,000 or more yearly.
$15 AF(waived first year)
Tell me that does not sound tempting. So if you spend only $5000 annual that's 3.2%($160) cashback and it only gets better once your in that 3% zone.
Re: Anyone have a JCB (Japan Credit Bureau) card?
[ Edited ]01-30-2013 04:28 PM - edited 01-30-2013 04:30 PM
asteroidblues86 wrote:For anyone who does not know the card can be used anywhere Discover is accepted.
sakhalin070 wrote:
If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?
Correction, it can only be used at US retail store where Discover is accepted.
JCB-Discover alliance only covers retail acceptance (no mail order or online shopping), and only covers US portion.
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Re: Anyone have a JCB (Japan Credit Bureau) card?
01-30-2013 04:32 PM
Any foreign transaction fee? (since these cards are issued in the US) I have a Discover card though, so I guess I'm good on that for using it in Japan with no fee.
I'm just looking ahead since I might be going to grad school in the LA area where there are several Marukai stores. I shop at asian grocery stores a lot too so the Marukai card sounds like a good deal!

FICO: TU 781 EX 776
Re: Anyone have a JCB (Japan Credit Bureau) card?
01-30-2013 04:34 PM
There is 1.1% FTF for any JCB card.
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)

