Re: Planning app(s) for NON-reward cards
01-30-2013 03:36 PM
I'd like to add Discover IT to my mix sometime this summer but I am fairly content with the current mix of cards I have (really want to upgrade my US Bank CC to cash+)
I am wanting to add cards that have lower rates/fees on things in the unfortunate even I get to the point where I cannot PIF.
-APR is Prime +4.75
-No Balance transfer/annual fee
-Cash advance fee is $1
DCU Platinum Visa
-No Balance Transfer/annual fee
-No cash advance fee
I had a C/O card from Navy when I was still in the service and left and was unaware of how credit worked. Not sure if I can get back in with them or not. Thoughts suggestions and comments are encouraged and welcomed.
So the trouble is with the APR range for DCU. 8.5% is a good APR, 18.00% not so much, lots of rewards cards around there. So you would need to know what range of APR you might get, and how long it might stay there.