Re: Has your opinion of Capital One changed?
01-30-2013 07:38 PM
If C1's purpose to help out bad credit applicants, they'd be like orchard or some other subprime company. But they have a variety of higher end credit score credit cards so they are more than just a subprime lender. The big flaw with them in their unwillingness to change their approach between the two pools of applicants they deal with.
They have a strict subprime style with their prime cards. Not good.
Starting Scores (Sept 2011): All lower-mid 600s. CURRENTLY: TU FICO: 793 (8/27/13), EQ FICO 792 (8/27/13), EX FICO 798 (9/4/13) (PSECU). Goal: Achieved! Now Maintain!