Established Contributor
Posts: 734
Registered: ‎02-01-2012
Re: Has your opinion of Capital One changed?

If C1's purpose to help out bad credit applicants, they'd be like orchard or some other subprime company. But they have a variety of higher end credit score credit cards so they are more than just a subprime lender. The big flaw with them in their unwillingness to change their approach between the two pools of applicants they deal with. 


They have a strict subprime style with their prime cards. Not good.

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!