Established Contributor
Posts: 608
Registered: ‎10-11-2012
Re: Has your opinion of Capital One changed?

Revelate wrote:

To point something out, Cap One isn't the only lender which has different tiers of credit cards and people's getting stuck in somewhat awkward categories.


The Chase Freedom cards which resulted from old Wamu tradelines were similar as one example from a number of poster's reports, I'm certain there are others.  For that matter, look at how the majority of secured cards are handled, there's very few which graduate compared to the many you close and start over with... and that's the same credit strata as Cap One unsecured rebuilders too for whatever that's worth.


Capital One has their business practices which are clearly working for them, it's absolutely not personal.  I don't think it's worth getting up in arms over, just go elsewhere if they don't want your business after you've completed your journey through credit purgatory.


ROFL@ credit purgatory!!! Woman LOL

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014