Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
Re: Location of app or residency - which ones matters
[ Edited ]

sengpatt wrote:
For student types, would you say permanent home address or school residence address? (Assuming student is at school most of the year and plans to stay for at least a couple years.)

Personally I'd put my school address.  I think the bank wants to know where to mail the card and paperwork to anyway.

 

For a student though, arguably it doesn't matter as much as most tradelines and even negative information is reported to all three bureaus and you're in your credit infancy anyway.  It's old geezers like me where the regional locality makes more statistical importance.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge