Re: Location of app or residency - which ones matters
01-31-2013 09:15 PM
For student types, would you say permanent home address or school residence address? (Assuming student is at school most of the year and plans to stay for at least a couple years.)
Personally I'd put my school address. I think the bank wants to know where to mail the card and paperwork to anyway.
For a student though, arguably it doesn't matter as much as most tradelines and even negative information is reported to all three bureaus and you're in your credit infancy anyway. It's old geezers like me where the regional locality makes more statistical importance.
I woud agree. Although it might play a bigger role in the case of, say, a grad student who already has multiple credit cards/recent inquiries.
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