Cap1 Credit Increase
01-31-2013 01:28 PM
Hi everyone,
I found out today from the E.O. at Cap 1 that they increased my credit from $300 to $1000. I sent an email on Sunday, received a call on Tuesday and then again today to tell me of the increase. I had requested $2000 but they gave me $1000. I thank everyone who posts on these boards because I would not have known what to do...everytime I call ed to request an increase, they would politely let me know that my card wasn't eligible for one. I am working on rebuilding my credit, so this is a big deal for me. I had the card for 2 years and it has been at $300 since it was opened (prob because I had 4 30day lates). I have a Cap 1 cash rewards which is pretty new (also $300 limit) so I will wait that out as well as a Walmart, Macy's and Bloomingdales. All of the last ocards were opened in Nov 2012. I have gotten baddies off my credit report and now I feel great because of all the people here who put in the time to share their success and experiences. And especially to the ones that have good/great credit, but still help those of us who are newcomers or just "ignorant" to the whole credit process and made numerous mistakes in the past. Thank you, Thank you and thanks again for your help and advice.
Re: Cap1 Credit Increase
01-31-2013 01:31 PM
Re: Cap1 Credit Increase
01-31-2013 01:32 PM
Congrats!
Walmart ($2000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($2500) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($937?)
Re: Cap1 Credit Increase
01-31-2013 01:39 PM
Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.
||| Chase Sapphire Preferred 2013 -- $10,000
SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Re: Cap1 Credit Increase
01-31-2013 01:53 PM
Bobert22 wrote:Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.
The only personal info I included was my name and phone number.
I also emailed them from the address associated to the account.
Walmart ($2000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($2500) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($937?)
Re: Cap1 Credit Increase
02-01-2013 02:37 AM
was there a hard inq for the CLI?
GECRB American Sig 1k | Cap 1 No Hassle Rew 800 | Cap 1 Plat Visa 800 | GECRB Amazon Store 600 |
The Rebuilders - Show MC 550 | First National 300 |
The Toy Limit - Walmart Store 150
