Which, of course, brings up the question about score...

My last app, and therefore, my last new account will be six months old tomorrow.

I'm hoping for a score bump.

Do I have to wait for the first of the month, or will it even happen?

Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine.

Zero percent financing is where the devil lives...