Posts: 93
Registered: ‎01-31-2008
Re: Subaru Chase MC After BK!

jumpinjax wrote:
Yes, my credit history is clear of bankruptcy.
Yes, my credit history is clear of seriously delinquent accounts.
Yes, I have NOT been denied credit by Chase within the last 6 months.
Just curious..

I didn't check the BK and delinquent boxes.  I did check the last box, since I hadn't been denied credit by Chase in the last 6 months.  While I'm sure that probably would have caused a denial straight off the bat, the reason that I was denied was because the system couldn't pull my CR since it was frozen.  I would have had to recon regardless, and thankfully the analyst at the backdoor number approved me.

Starting Score: 686 EQ (8/9/12), 668 TU (WalMart 8/8/12), 685 EX (3/25/14)
Most Recent Score: 684 EQ (3/26/14), 688 TU (3/25/14), 685 EX (3/25/14)
Goal Score: 700+

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