Scores After Re-Bucketi
04-03-2013 11:14 PM
Hello all...my question today is how long does it take for your scores to reach your prior actual "number" after you are re-bucketed? For example, my Walmart TU was at 735, and the primary negative factor was my AAoA, which was at 4 months. Later, when my Amex reported with a backdate of 1988, my AAoA went to over 4 years, yet my score went down to 697. This made no sense to me until I read about re-bucketing here on myFICO. Now my Walmart TU is at 708...slowly rising again. So, would a 6-month time frame be about right to recover your numerical "score?" Thanks.
Wmart (TU): 797, Disc it (TU): 795, CKarma (TU): 767, AmEx (EX): 755, Quizz (EX): 729, CSesame (EX): 703, myFICO (EQ): 770.
Oldest: AmEx; 25Y-10M, AAoA: 5Y-09M, Utl: 4.16%, Income: $98k, Garden: 11/04/2013. Updated 12/08/2013.