High Inquiries with Zero Balances
04-03-2013 11:23 PM
Hello all...in your opinions, does the fact that your CR shows zero balances help to negate the negative effects of high inquiries? I'm waiting until January, 2014 to app for BCE and CSP because I have high inquires (10 per CR), but my utilization has been under 3% for the past year. So, would I be flat out denied because of inq even though my debt is ultra-low? Thanks for your input.
Wmart (TU): 797, Disc it (TU): 795, CKarma (TU): 767, AmEx (EX): 755, Quizz (EX): 729, CSesame (EX): 703, myFICO (EQ): 770.
Oldest: AmEx; 25Y-10M, AAoA: 5Y-09M, Utl: 4.16%, Income: $98k, Garden: 11/04/2013. Updated 12/08/2013.