Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
Re: High Inquiries with Zero Balances

I was denied for BCP with the 1st reason being the number of recent inquiries (5 in the past year) was too high. I had $2 balance reporting across all my cards (CL of about 13200 then). YMMV. Another big reason why I think I got denied was because of a new auto loan account that just got reported.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).