Re: High Inquiries with Zero Balances
04-03-2013 11:33 PM
I was denied for BCP with the 1st reason being the number of recent inquiries (5 in the past year) was too high. I had $2 balance reporting across all my cards (CL of about 13200 then). YMMV. Another big reason why I think I got denied was because of a new auto loan account that just got reported.
Thank you for your quick reply, enharu! Yes, this is what I figured; which is why I will wait until January when all my inq will be older than 12 months, and some will fall of completely. Thanks again.
Wmart (TU): 797, Disc it (TU): 795, CKarma (TU): 767, AmEx (EX): 755, Quizz (EX): 729, CSesame (EX): 703, myFICO (EQ): 770.
Oldest: AmEx: 25Y-10M, AAoA: 5Y-09M, Utl: 4.16%, Income: $98k, Garden: 11/04/2013. Updated 12/08/2013.