Posts: 26,789
Registered: ‎09-13-2012
Re: What should my plan be?
Chances are your CS has dropped with the new loan. Depending on the CB the inq's will not fall off on the exact day but may fall off at the end of the month. Not knowing what's really reporting its hard to advise but if your score is around 650+ then Discover. On the other hand, if your inq's are really low -4 and your scores are higher then I woud say Freedom. Chase has been inq sensitive but you could probably recon with them to explain the new loan. My only concern is whether or not it would be a toy limit.