Established Contributor
Posts: 504
Registered: ‎08-28-2012
Re: Is opening a Chase Checking account really a way to get your foot in the door?

I think what enharu is saying is that they're looking for an actual relationship.  Putting any amount of money into the account and then immediately expecting it to help with a credit card application is unreasonable.  If you were to show Chase that they were your primary bank - payroll direct deposit, billpay, etc - for a period of time, they may factor it in.  I banked with Chase for almost ten years before applying for a card with them and demonstrated a gradual increase in income.  That makes them more comfortable.  The simple act of opening an account with them does nothing.


Think of it like any other relationship; if you demonstrate commitment, you build trust.