Community Leader
Senior Contributor
Posts: 30,010
Registered: ‎02-07-2013
Re: Old CC Account Statment

hoodun wrote:

The lawyer was able to get all the negative stuff off my report, though I would not have done it again looking back. In the time it took for him to do so, I only had an extra two years where all that info would have been deleted at the 7 year mark. Being that my credit history was short, I could not get a decent loan or cc anyway. It also really hurt my score when that old good standing card was removed. So it was not worth it. 


edit by webhopper

Just a case of live and learn best wishes

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved