Community Leader
Senior Contributor
myjourney
Posts: 26,351
Registered: ‎02-07-2013
Re: Garden Club Meeting - May 2013

sarkell wrote:
I'm still here 2 more weeks ill be at 60 days woohoo. My scores are starting to rebound from apps hopefully I get to 700 soon.

WTG so gardening is paying off Yay

So happy for you

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 25,442
Registered: ‎09-13-2012
Re: Garden Club Meeting - May 2013
@culture

They should be able to pull it up with your soc.
Moderator
09Lexie
Posts: 25,442
Registered: ‎09-13-2012
Re: Garden Club Meeting - May 2013
Regular Contributor
WolfMan
Posts: 152
Registered: ‎02-01-2013
Re: Garden Club Meeting - May 2013

As I said I would, I stepped out of the garden, and now stepped back in... Seedling again. 

I did come home with a brand new Ford Fusion, and a nice 3.2% interest rate from BofA. 

 

Back to gardening, This time for good... 

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Community Leader
Senior Contributor
myjourney
Posts: 26,351
Registered: ‎02-07-2013
Re: Garden Club Meeting - May 2013

WolfMan wrote:

As I said I would, I stepped out of the garden, and now stepped back in... Seedling again. 

I did come home with a brand new Ford Fusion, and a nice 3.2% interest rate from BofA. 

 

Back to gardening, This time for good... 


Congrats to you 

Your plan was to save money and gas...done good job

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
WolfMan
Posts: 152
Registered: ‎02-01-2013
Re: Garden Club Meeting - May 2013

Yup, Payment about 30 bucks a month cheaper, not a huge deal, but gas milage going from 14 avg to something in the high 20's will really help. Insurance will also be a little cheaper, so it's definately a win. Plus, I finally have an auto loan that's all mine! Nice feeling right there, being able to get credit without fearing a denial.

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Community Leader
Senior Contributor
myjourney
Posts: 26,351
Registered: ‎02-07-2013
Re: Garden Club Meeting - May 2013

WolfMan wrote:

Yup, Payment about 30 bucks a month cheaper, not a huge deal, but gas milage going from 14 avg to something in the high 20's will really help. Insurance will also be a little cheaper, so it's definately a win. Plus, I finally have an auto loan that's all mine! Nice feeling right there, being able to get credit without fearing a denial.


I would say thats worth a double congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 25,442
Registered: ‎09-13-2012
Re: Garden Club Meeting - May 2013
@WolfMan

Congrats on your car and saving money....wtg!
Valued Contributor
Swapmeet
Posts: 1,569
Registered: ‎11-10-2012
Re: Garden Club Meeting - May 2013

Well folks, two things. First, I lost 5 points by letting a balance report on my 0% interest freedom -- bringing my utility to 9% and keeping me in the 700 club at 703. Secondly, two words: silver spade. Look at it, all shiny and awesome. As promised, I will not be holding onto this beautiful silver spade for very long because of the fact that my USAA platinum card will be eligible for a cli in two weeks. I am going to ask them to do it via soft pull, but they are going to deny that request and do a hp. They pull eq, which is 703 and util at 9%, so it is pretty likely that they will approve my cli. When they ask how much I want I plan on saying "As much as you will authorize. In a perfect world, I would have a limit of 12,500 and have my card upgraded to a world mastercard." I expect them to let me know that it is far from a perfect world and counter offer. I figure that they will probably counter with about 8k. We will see shortly...lol.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||
Citi Double Cash World MC ||25k||
Sallie Mae World MC ||18.8k|| Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Moderator
09Lexie
Posts: 25,442
Registered: ‎09-13-2012
Re: Garden Club Meeting - May 2013