have you heard this one before?
04-30-2008 01:12 PM
I asked Household bank for a CLI and I was denied! I have never been denied in all the 6 years that I have been with them and I have a great track record with them (only 1 30 day in 6 years). I was upset...but not as upset as I was when the denial letter came in the mail. The reason? It stated: "we cannot accept your request for a credit limit increase at this time for the following reasons:
We cannot verify your identity." WHAT? I was furious....they had my info correct because they pulled a hard inquiry on my CR- which they have never done before...it was always based on my payment history. The guy on the phone when I called was confused as well. Has anyone heard such a thing?