Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
Re: Does this make sense?

roscoe wrote:
I want to thank all of you for your help so far.  Now I've come up against more frustration.  I'm canceling one card and replaced it with another.  The new card has a lower limit than the one I'm replacing so I asked to increase the new card limit.  I  was told they would increase it but they want to pull my credit report again even tho they just checked it to give me the new card!  I wanted to increase the limit to increase my score but my score will go down if they check my report.  Any thoughts?

Can you list all of your CCs CLs and balances? Do you know your FICO scores? And how many inqs you have on each credit report?
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1