miguelon wrote:
Hi, the whole credit score system is quite new for me since I've just arrived to the US, and so I have opened a checking account and have deposited 900$, and the only way to get a credit card was to request a secured credit card with CL 800$, so I need to know; What would be my starting credit score? How do I increase this credit score? Where should I request credit cards? If I ask for a car loan, should I do it, at the Bank itself or by a dealer? would it be denied?
Appreciate your help,
Miguelon
You might find this chart I created to be helpful:
http://allaboutthebenjamins.org/youngandstarting.h
tml
I intended it for American teenagers. In the eyes of the U.S. credit scoring system, that's what you're functionally equivalent to. :-)
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in a credit-scoring postnuclear Stone Age...
