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OscarJ
Posts: 1
Registered: ‎02-16-2010
Re: myFICO Insider's Guide to 2010 credit card reform and new FHA mortgage rules

Thank you Barry!

 

Question: Does this new credit card law applies for transactions made in 2009? For example if I was late for 30 days or less in 2009 and the credit card company raised my interest rate, should they now bring my interest down as I was paying on time for more than 6 months after that late payment?