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Registered: ‎02-19-2010
Re: myFICO Insider's Guide to 2010 credit card reform and new FHA mortgage rules

Thanks Barry, very informative. It explains why one of my credit cards (Chase Visa) increase their APR  rate to 29.9% as of February. Probably before the credit card reform went into effect and to make up for there lost in overdraft fees . I personally transfer that credit card to a debt consolidation program and what disgusted me the most was that Chase agree to lower the interest rate to 2% with the consolidation program.  However, I rather my credit score take a hit then give Chase all my money! I have to say, I've learned a whole lot about credit cards the pass couple of years and made a promise to myself to keep only one credit card and only use it for emergency purpose only!!  

Thanks Europa  Smiley Surprised)