Regular Contributor
Posts: 171
Registered: ‎02-18-2010
Re: myFICO Insider's Guide to 2010 credit card reform and new FHA mortgage rules

I just noticed with my current bill that my APR has gone from 9.95% to 20.19%.  I usually keep the balance pretty low, but how can they make this change if I've never been late, for the last 4 months have kept the utilization to 20% or less (current is 0%) and I've only had the card since 9/09 (5 months for this time of billing APR % increase).



Starting Score: Feb 18th 647
March 1st Score: 624
Current Score: April 10th 675
Goal Score: 750

Take the FICO Fitness Challenge