Valued Member
Posts: 47
Registered: ‎08-25-2008
Re: Has anyone ever hit 850?

Well, I am in the Auto Industry so I see consumer scores on a daily basis.  The highest I have seen has been 867.  Granted, the scores are auto-enhanced.  I don't know how that score would translate to myfico.  I believe the 850 mark is definately attainable.  As far as rates go, 760-780 is typically considered Tier 1 for 95% of lenders.  I.E lowest rates possible. anything above that seems to be just for fluff.

Starting score: EQ08 - 590 (08/14)
Current Scores(11/14):
EQ08 - 662 : DCU - 656
TU08 - 656 : CK - 655
EX08 - 636 : CS - 674

$500 Cap1 : $500 Cap1 QS

Goal: 720 by 4/15