Haha, and I thought Cashcall was high at 120ish percent.  This came in the mail today: a flyer from Plain Green, another unsecured subprime lending company.  It proudly proclaimed, 40% less interest rate than Pay Day Loans!

My cynical thought: "Great, it'll be 360% APR on this loan."

Fine print: 364% APR.  Good grief.

Anything which makes lending resolution more precise so that other companies get down to the subprime lending market is going to be a win for America.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

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