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Revelate
Posts: 4,298
Registered: ‎12-30-2011
Re: Experian roles out new credit score
[ Edited ]

marty56 wrote:

IMHO if I was a CRA I would not invest any money in this since their potential list of customers could be affected by state and local regulations.


Would you please clarify that?  Experian is a CRA, and their list of customers are banks... what state regulations govern the underwriting policies of banks with regards to which scores they pull / databases they can check?

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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