Re: New Bias Charges Against FICO Scores ..... unfair to minorities
07-14-2012 05:41 PM
I see poor credit for a given ethnic group as a symptom of a problem, not the problem itself. The causes are complex factors like education consumption, culture, and public service quality. Didn't anyone read Freakinomics?
Treating symptoms (in contrast with treating root causes) is a recipe for inefficiency at best.