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Posts: 760
Registered: ‎02-11-2012
Re: FICO® Introduces New Mortgage Credit Score

The more payments/debts included, the more accurate the snapshot of the borrower(s). Unfortunately, it will mean less privacy for the borrower and who is to say that someday it could include your utility payments as well.Could be a sword or an evergreen. Time will tell.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience