FrugalRican wrote:I can't access the article from work, but I'll just say this... as a Hispanic with a relatively "low income", I've had absolutely no problem having and maintaining good credit. Personally, even though there is no designation for my race, I think it'd be quite easy for someone to figure out what I am based on my name and last name alone.
Pretty much this. I am african-american but thankfully I was blessed with smart parents who gave me a VERY common name. I have seen it done and the names sometimes tells creditors/employers what race they are before they even speak to them. Now the article that was supposed didn't attack FICO in any way possible and actually defended it
Starting Score: 502 5/4/2012