Community Leader
Valued Contributor
DaveSignal
Posts: 2,055
Registered: ‎07-29-2011
Re: Fewer people have terrible credit scores

Thats great!

 

Although I have had very bad credit before with multiple collections and charge-offs, and my score never hit 549.  At lowest, I was probably in the 580s.  I think it takes serious negligence to get that low.   Maybe a drug addict who would just quickly use all the credit with no intention of ever paying it back could get there.

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