Community Leader
Valued Contributor
Posts: 1,748
Registered: ‎07-29-2011
Re: Fewer people have terrible credit scores

Thats great!


Although I have had very bad credit before with multiple collections and charge-offs, and my score never hit 549.  At lowest, I was probably in the 580s.  I think it takes serious negligence to get that low.   Maybe a drug addict who would just quickly use all the credit with no intention of ever paying it back could get there.

FICO Scores: EQ:712 TU:767 EX:706
Barclays Arrival World MasterCard $6.5k - BoA Travel Rewards Visa Signature $15k - SDFCU EMV $15k - NFCU goRewards $20k