Re: Fewer people have terrible credit scores
09-19-2012 04:43 PM
Although I have had very bad credit before with multiple collections and charge-offs, and my score never hit 549. At lowest, I was probably in the 580s. I think it takes serious negligence to get that low. Maybe a drug addict who would just quickly use all the credit with no intention of ever paying it back could get there.
FICO Scores: EQ:712 TU:691 EX:707