Established Contributor
Posts: 930
Registered: ‎07-30-2011
Re: Fewer people have terrible credit scores

You'll notice that in the article it states that many consumers are no longer tracked by FICO, since they've completely fallen off the credit map by only using cash, debit cards, and payday lenders.  I think that plays the biggest role in the reduction of people with the worst credit scores.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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