Valued Contributor
my-own-fico
Posts: 1,303
Registered: ‎01-05-2010
You have 49 FICO credit scores

"The grand total number of credit scores is truly countless -- so while 49 FICO scores seems like a large number, it's really a drop in the bucket," said Ulzheimer. "The good news is that proper credit management transcends all credit risk scores. If you do the right things, you'll have a good score across the board."

 

http://money.cnn.com/2012/08/28/pf/fico-credit-scores/index.html

 

Are you living within your means?
Valued Member
Cranski
Posts: 94
Registered: ‎07-21-2012
Re: You have 49 FICO credit scores

:smileyindifferent:  Thank goodnesss I only have to keep up with three fakos and 3 ficos... I'd go bonkers.

 

CS 701, CK 682, Credit.com 719/ TU FICO 666 (DIS 8/12) EU FICO 658 (8/12)
After spree CS 738, CK 684, TU FICO 666 (Dis 8/5)

WF Secured 600Cl (7/11), Discover More 1.5k (8/12), Walmart 150CL(8/12), Cap1 Platinum w/Credit steps($300) (8/12)
Valued Member
algorithmslave
Posts: 68
Registered: ‎09-10-2012
Re: You have 49 FICO credit scores

49 FICO Scores?  can you say......Multiple Personality Disorder

You can wrap me in your flag, make me say a praise to your creator and make me spend your currency, but remember this, I am a loyal servant to Justice and a Patriot to none. I am free...
Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010
Re: You have 49 FICO credit scores

FWIW -- A some of those scores have very little usage in the real world.

 

Maybe some bank or CU is still using a Beacon (Equifax) 96, for example, but I highly doubt it.

Valued Contributor
my-own-fico
Posts: 1,303
Registered: ‎01-05-2010
Re: You have 49 FICO credit scores

Yet more ...

 

Your credit score isn't what you think it is

 

http://money.cnn.com/2012/09/25/pf/credit-scores-cfpb/index.html

 

Are you living within your means?
Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010
Re: You have 49 FICO credit scores

my-own-fico wrote:

Yet more ...

 

Your credit score isn't what you think it is

 

http://money.cnn.com/2012/09/25/pf/credit-scores-cfpb/index.html

 


If you read between the lines, it seems that their mostly talking about FAKO scores in this article.

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: You have 49 FICO credit scores

my-own-fico wrote:

"The grand total number of credit scores is truly countless -- so while 49 FICO scores seems like a large number, it's really a drop in the bucket," said Ulzheimer. "The good news is that proper credit management transcends all credit risk scores. If you do the right things, you'll have a good score across the board."

 

http://money.cnn.com/2012/08/28/pf/fico-credit-scores/index.html

 


Wow...49 is alot of scores, and to know there are many more :smileysurprised:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: You have 49 FICO credit scores

33 of those are probably EX and you'll never see them!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Moderator
Revelate
Posts: 9,735
Registered: ‎12-30-2011
Re: You have 49 FICO credit scores

Shogun wrote:

33 of those are probably EX and you'll never see them!!!


Heh, only 8 of the scores from EX (approximately) have any relevant value in the market place.  It's bad but not quite that extreme :smileyhappy:.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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