Paid FAKOS Bank FAKOS, FICO FAKOS.. no kiddin
09-25-2012 05:24 PM
Great article for those that do not know as we do here, that all scores are not created equal. I have yet to see something that could be considered an "across the board score" for anything myself.
We still don't know what the bank sees as a score until we're hit with an HP. I love how in the article they said: "Consumers should correct for this by shopping around for credit. Lenders offer different loan terms, and consumers should look for the best option, the consumer bureau said."
http://www.huffingtonpost.com/2012/09/25/cfpb-cred
Re: Paid FAKOS Bank FAKOS, FICO FAKOS.. no kiddin
09-25-2012 05:26 PM
This is one reason why I think it is a waste of money to buy scores. The score you see may not be the one the lender sees so what you just bought is useless. Plus there are a plethora of ways to obtain a score for free.
Re: Paid FAKOS Bank FAKOS, FICO FAKOS.. no kiddin
09-29-2012 04:22 PM
navigatethis12 wrote:This is one reason why I think it is a waste of money to buy scores. The score you see may not be the one the lender sees so what you just bought is useless. Plus there are a plethora of ways to obtain a score for free.
True, but the score you see should be a ballpark figure of what the lender will see. (YMMV of course)
I still prefer to see my FICO's when I can, I cant help it ![]()
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Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Re: Paid FAKOS Bank FAKOS, FICO FAKOS.. no kiddin
09-30-2012 07:49 AM
+1 Sometimes I just have to know!!!
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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