Regular Contributor
Posts: 175
Registered: ‎04-02-2010
Re: What you should know about the Dodd-Frank Act



Tazman81 wrote:

I do not think it goes far enough.  Can we also throw in Experian not allowing us to get our FICO scores?  We should have access to every score and all information that a lender can possibly use to deny or give us worse interest rates.


I'm with you.  Sure seems like a consumer ought to be entitled to any information that any entity maintains on them.  I'd like to be able to tell my grocery store, hand over all the records associated with my bonus card.


However, if I'm the entity, I'm not sure I'd like that.  Seems like I ought to be able to keep my own customer data private, short of extraordinary circumstances, such as a court order.


And the bill would allow you to get your Experian score if that was the basis for not getting a loan.




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