Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
Re: What you should know about the Dodd-Frank Act

silentlamb97 wrote:

How about  giving us our credit scores for free.  always.  any time.  FICO has every American by the short hairs.  I refuse to pay you crooks for my own personal financial information.  If anything, you should have to pay me for the priviledge of gathering my info.  A person could spend hundreds of dollars chasing after credit scores that don't change.  FICO should be ashamed of themselves.  Making me pay for my own information is like coercion, or bribery.  Your conduct is criminal, and hopefully in the future you'll all be jailed like the corporate criminals you are.

I think you are targeting the wrong company. FICO doesn't have a shred of data or info about you or your finances. FICO is a formula and it is the same for everyone. The ones you should be targeting are the credit reporting agencies. They are the ones that hold your personal info, your credit past, and it is through this information that a formula is used to create a number. And if you are mad that your personal financial info is floating out there, then you should be! If you close all of your accounts then the companies that you did business with will no longer use your personal info and keep it on record.