Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: Auto Credit and Scoring


smallfry wrote:
Great post Tuscani. IF one had included a car loan , ultimate repo, on a bankruptcy would this info still be available to the car dealer once the bankruptcy dropped off your regular credit reports? Chapter 7 is 10 year drop off so would the repo still show after that if the dealer ran all his reports? Thanks.


Fantastic question! And the answer is no. Auto scores calculate against the same credit file.