Moderator Emeritus
Posts: 16,378
Registered: ‎03-12-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
Hauling, the info looks great. The comments on my EQ and TU vary a little but I don't have one listed on my reports that you didn't mention. I might be able to pay off my FIA BT faster than I originally thought, so the 800 club is possible for me next year. Here's what I'm going to do.
1.) 7 credit cards: 3 have $0 balances/ 4 with balances - goal is to have only 2-3 CCs with < 5% util
2.) 1 charge card: $8k+ balance reporting, stupid Amex is reporting info that's two months old, we'll see if my TU shoots up again when the $0 balance reports.
3.) 1 unsecured loan: $8,774 balance (10K loan), pay it down to < 5K
4.) Pray
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa