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Posts: 16,374
Registered: ‎03-12-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
Hauling, the info looks great. The comments on my EQ and TU vary a little but I don't have one listed on my reports that you didn't mention. I might be able to pay off my FIA BT faster than I originally thought, so the 800 club is possible for me next year. Here's what I'm going to do.
 
1.) 7 credit cards: 3 have $0 balances/ 4 with balances - goal is to have only 2-3 CCs with < 5% util
 
2.) 1 charge card: $8k+ balance reporting, stupid Amex is reporting info that's two months old, we'll see if my TU shoots up again when the $0 balance reports.
 
3.) 1 unsecured loan: $8,774 balance (10K loan), pay it down to < 5K
 
4.) Pray
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)