Re: Expanded "FICO High Achievers" (scores of 760 and above) characteri
12-08-2007 11:20 AM
Hauling, the info looks great. The comments on my EQ and TU vary a little but I don't have one listed on my reports that you didn't mention. I might be able to pay off my FIA BT faster than I originally thought, so the 800 club is possible for me next year. Here's what I'm going to do.
1.) 7 credit cards: 3 have $0 balances/ 4 with balances - goal is to have only 2-3 CCs with < 5% util
2.) 1 charge card: $8k+ balance reporting, stupid Amex is reporting info that's two months old, we'll see if my TU shoots up again when the $0 balance reports.
3.) 1 unsecured loan: $8,774 balance (10K loan), pay it down to < 5K