Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list

smallfry wrote:

I bought a new car December 2006 for c. 25K now 1 year later the loan is down to 11K. I have gotten 0 FICO points for it.

It's results like this that make it apparent how little weight installment and mortgage loans carry in scoring. They do count, but you sure don't get the swings in score changes that you do with revolving.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007