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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list

smallfry wrote:

haulingthescoreup wrote:

smallfry wrote:I bought a new car December 2006 for c. 25K now 1 year later the loan is down to 11K. I have gotten 0 FICO points for it.
It's results like this that make it apparent how little weight installment and mortgage loans carry in scoring. They do count, but you sure don't get the swings in score changes that you do with revolving.
I liken FICO to a man's lot in marriage. You don't get much credit for doing the right things but screw up and oh boy. :smileywink:

You must have been talking to DH! :smileyvery-happy: Poor dears, so misunderstood...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007